Welcome to my new guest series where I invite fellow bloggers to write about their blog, how they make money from it and share their top tips and success stories. I would like to give a warm welcome to Emma, from Bee Money Savvy, to tell me about her blog.

 

Please tell me about your blog and why you started to blog about money.

Hi I’m Emma, the one-woman team that created beemoneysavvy.com. I created Bee Money Savvy 2 years ago to pass on my financial wisdom to those looking to improve their finances. I was motivated to blog about money particularly as I watched my parents throughout my childhood struggling with their finances after falling into debt following some bad financial advice. Watching my parents trying to provide for our family while living from pay cheque to pay cheque made me very money-conscious. Finding smart ways to save money and earn extra on the side is what allowed me to help pay off all my parents debt (including their mortgage). I now want to help more people achieve their own version of financial freedom through my blog.

 

What was your first ever blog post?

This first blog post I ever wrote was Apps that Pay you to Walk. When I decided to start my blog I wanted sustainability and fitness to also play a part in what I wrote about as they’re two areas of interest for me. The idea of this post was to show that you can earn money, get fit and do something positive for the environment all at the same time.

That’s fascinating! Nobody would ever think of that, yet it’s such a great idea.

 

What is your favourite / most popular post?

Last Christmas I wrote my £100 Christmas Challenge. At the time it sky rocketed my blog traffic and it’s a post that I’ll likely bring back every year as it encourages my readers to earn some extra money in the lead up to Christmas. With pressures from family, friends and TV adverts plunging Brits into debt at Christmas (and nearly 60% of households making sacrifices to buy Christmas presents) my main aim when writing the post was to help people get through the festive season without any financial hiccups!

That’s a really good blog too. I have recently switched to Bulb and found them to be easy to deal with. I have only just found TopCashBack (I’m sure I live in a cave as I’m still listening to 80s music!) so I am hoping to rack up some cash on that – I just need to remember to use it.

 

Have you ever had a parking ticket? Was it deserved?

I have never had a parking ticket. In fact I’ve never had any type of fine. I don’t currently have a car as I recently bought a flat near the city centre and now have the privilege of being able to walk to work (allowing me to also save a fair bit of money).

Same here – I have never had a parking ticket either but I often get asked about them! Likewise, I have a flat close to the city centre of Edinburgh so I tend to just walk everywhere really, although I have to use the car for a fairly short commute to work that is off the beaten track from where I live. Travelling around Edinburgh is a big problem in itself, simply due to the congestion that the Council have deliberately created to deter car use.

 

What’s your biggest money failure?

A few years back, and in the midst of being love-struck, I decided that my wardrobe wasn’t ‘cool’ enough for the person I was dating. I overhauled my whole wardrobe and bought a ton of branded clothing, including a jumper that cost me £150! I’ve worn that jumper twice!

Wow! I am still wearing fleeces that cost a fraction of that many years ago! My money failures have been on cars unfortunately either through bad luck and / or bad choices. I now have a limited edition Micra which is ideal for Edinburgh and lovely to drive.

 

What’s your biggest money success?

My biggest money success has to be my blog. I worked part-time when I started beemoneysavvy.com so when it began to open up extra income opportunities it really helped me to stay on top of my finances in spite of my part-time wage. The income that I’ve managed to generate from my blog has now helped me to put down a deposit on my first flat.

Excellent – well done!

 

Do you ever complain to get redress and refunds if service or goods don’t come up to scratch?

I’m really not much of a complainer and wouldn’t advise someone to complain just to get a refund from a perfectly good service; however, if a service or product really hasn’t been up to standard then I would say to complain about it. I recently complained about a hotel booking service that made the date you were booking really unclear (which led me to book the wrong date), the company handled the complaint really well and sent me a full refund within 24 hours so it is worth getting in touch with a company when you’re not best pleased with the service.

Totally agree with that philosophy as I can’t advocate chancers who complain just to take advantage of firms. Complaining effectively and getting results from it is a win-win for retailers and consumers as it instills loyalty, repeat custom, increased sales and profits.

 

Which Moneyblogger(s) do you most admire and why?

The 3 money bloggers that I take a lot of inspiration from are Emma Drew, Andy (Be Clever with Your Cash) & Nikki (The Female Money Doctor). I think that they all have all perfected different approaches to blogging/talking about money (e.g. on TV, via Facebook groups, through Instagram).

It’s interesting where we find our inspiration from and there are so many good bloggers out there with various niches. It’s something that I aspire to achieve myself and I have come to realise that I can’t do that alone and need help to get to where I want to be. I am genuinely grateful for the help, advice, generosity and support shown by many in the blogging sphere and I hope to be able to repay that back in time.

 

Where do you see yourself in 5 years’ time?

In 5 years’ time I hope to have settled into a career (I currently do a lot of part-time, temporary and freelance work alongside my blog). I hope that I’m still running Bee Money Savvy on the side. And I hope that I’m in a comfortable finance position when I can start thinking about having a family. No hopes and dreams of stardom over here haha.

Same here Emma (apart from starting a family!), although I do have some hopes and dreams of stardom. That’s a bit of a contradiction in a way as I am an introvert so I don’t know how I will manage that, but what’s meant to be will find a way.

 

Thank you once again Emma for sharing your story with me. I loved your answers and it’s great to see what you have achieved from your blog as well as the inspiration behind it.

I love your website and the theme of it – it is unique with a lot of good, sound advice for people to easily put in to practice.

Have a look at Bee Money Savvy and see for yourself.

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