Welcome to my new guest series where I invite fellow bloggers to write about their blog, how they make money from it and share their top tips and success stories. I would like to give a warm welcome to Lauren, from Brit On A Budget, to tell me all about her blog.
Please tell me about your blog and why you started to blog about money
I founded the site when I was 18 years old, and I was on an apprentice wage of £3.30 an hour. With a car to run and still wanting to enjoy my social life, I began researching ways to help my money go the extra mile. After finding what I’d learnt had worked for me, I decided to share my advice online.
What was your first ever blog post?
My first point was ‘How to Boost Your Productivity and Get Results Now’ and to be honest I’m not sure why as it doesn’t have much relevance to my blog – I really wish I’d made my first post more targeted and money related!
That is a very good blog that struck a chord with me. So much to do and so little time to do it with social media and your phone as a constant distraction! I need to take some of those tips onboard to get more done.
What is your favourite / most popular post?
My most popular post to date is ‘How To Spring Clean Your Life In 24 Hours’. Again, it’s not really targeted towards my audience however it has been a massive hit on my site, I guess a lot of my readers want to be a bit more organised!
It’s an interesting blog that everyone can take something from and I can see why it’s popular. Digital detox resonated with me – we are all hooked on our phones and it is addictive. Budgeting and doing exercise is something else that everyone can take something from as well.
Have you ever had a parking ticket? Was it deserved?
I actually haven’t because I’m very cautious when it comes to driving!!
Very good! Even the most cautious can be caught out by rogue private parking operators with a 1 in 4 chance of being hit, which is the latest of many rip-offs out there.
What’s your biggest money failure?
My biggest money failure is spending of all the hard-earned cash I made in my first job as a waitress at 16. Not many 16-year old’s priority is saving their money, but I wish I hadn’t just wasted my money on clothes and food.
It’s easily done Lauren so don’t be too hard on yourself. You’re certainly making up for lost time now and on the right track.
What’s your biggest money success?
My biggest money success is discovering the savings options out there that I could use and have helped me to build my money up, such as the Lifetime ISA. I’ve built up a good fund for my age and I’m glad I started when I did otherwise, I definitely wouldn’t have the savings that I do now.
Saving at a young age was instilled in me and it will give you a great head-start in life. I had £10K in savings at the age of 21 (a long time ago now!). There are certainly more options available now than ever before so it’s great that you’re aware of what you are entitled to.
Do you ever complain to get redress and refunds if service or goods don’t come up to scratch?
I feel like it is a British trait to feel a bit reluctant to ask for a refund. I don’t have a problem complaining over the phone but in person I am a bit shy and feel a bit awkward.
Totally agree. Part of the problem is that consumers are not sure and aware of their rights and traders play on that with legalese jargon and fob-offs. That is the driving force behind what I do.
Potholes and the state of the roads are the bane of our lives. Have you ever won a pothole claim? Do you know how easy it is?
I haven’t and to be honest it’s not something I have heard of before! It’s something I need to do some research on as I’m sure it might benefit me one day.
It’s a blight that affects all motorists with Council claim handlers using various mitigating tactics to discount legitimate claims. You know where I am if you need some guidance on it!
Which Moneyblogger(s) do you most admire and why?
I admire all of the UKMBs as they have given me so much advice and helped me get a good start!
I’m with you on that Lauren. I feel fortunate to be a part of it and appreciate the support, advice and generosity given to me too. There is so much to learn and you can’t do it alone. I hope to be able to repay it over time and meet you all at the next SHOMOs.
Where do you see yourself in 5 years’ time?
In 5 years’ time I can see myself being a homeowner, and I can still see myself writing, I’m hoping to bring out an eBook in the next couple of years.
That’s great! Being a homeowner is the best investment you can make and one you will never regret. I am self-taught on all aspects of self-publishing so feel free to contact me nearer the time if you would like to know how to bring your book to life.
Thank you once again Lauren for sharing your story with me. I found your answers refreshing to hear and I love your website which is a mine of information and tips that everyone can take something from.
Have a look at www.britonabudget.co.uk and see for yourself.