Welcome to my new guest series where I invite fellow bloggers to write about their blog, how they make money from it and share their top tips and success stories. I would like to give a warm welcome to Marie, from Broke Girl In The City, to tell me about her blog.

Please tell me about your blog and why you started to blog about money

I started Broke Girl in the City back in 2016, the summer I was made redundant. I first wanted it to be the girl about town, having an amazing lifestyle even on a budget. Sharing all of my secrets to life in London.  After time I started to write more about money, after having joined the UK Money Bloggers Group run by Andy Clever with Cash. I believe talking about money, especially being broke is still a taboo subject. I wanted others to feel there is always a way out of things were really bad. Also I wanted to share my life and money hacks with other people.

What was your first ever blog post?

Launch post 17th July 2016

“Each month Broke Girl in the City will share top tips on a range of topics: budgeting, making money, things to do, lifestyle and wellness.

What’s more, I want this to be a fun blog! We all are living and working in the city to pursue careers, dreams and to experience city life. It’s tough living in the city. So Broke Girl in the City will offer ways in which to not just survive but thrive in the city.”

Simply brilliant! You nailed it there and I love your theme, blog title and ethos. 

Turning problems in to opportunities resonates with me – that’s what I did with a lifetime of successfully resolving complaints. I turned it in to a blog, a book and I have had some fantastic media coverage as a result. 

The most rewarding part of it all is being able to make a difference to society and help so many people.

What is your favourite / most popular post?

Wonga pay out update. I turned my money disaster into a journey I went on with other people. I talked to others who were going through the redress claim and posted all of my emails to show I was going through it too. It was quite an emotional time too.

Well done. That’s what it’s all about – educating others based on your own misfortunes so others can avoid the same pitfalls.

Have you ever had a parking ticket? Was it deserved?

I don’t drive.

Fair enough – that answers that question! haha

What’s your biggest money failure?

Taking out payday loans.

If we knew then what we know now. Quite scary how easy it is for young people in particular to fall in to these traps, and more needs to be done to educate consumers.

What’s your biggest money success?

Negotiating a £5,000 pay rise before starting a new job role.

Brilliant! If you don’t ask, you don’t get. I haven’t quite hit that benchmark but it’s something I have done in the past. Too many firms just pay the bare minimum, which is a short-sighted approach. You get what you pay for and firms need to realise that.

Do you ever complain to get redress and refunds if service or goods don’t come up to scratch?

I am not great at asking for refunds, but I need to get better at it!

You’re not alone. I seem to think that it’s a British trait not to complain or make a fuss, yet in reality we need to do more of it to raise standards and hold firms to account. 

I actually wrote a blog about why it is good to complain and the benefits of doing so, which is popular and seems to resonate with a lot of people.

Potholes and the state of the roads are the bane of our lives. Have you ever won a pothole claim? Do you know how easy it is?

No. I didn’t know you could make a pothole claim. Tell me more…

I am actually dealing with a £1100 pothole claim in Dunfermline just now where a single Mum hit a pothole and broke her car axle. 

You have a 10% chance of winning a pothole claim with Fife Council, and the claims handlers use various mitigating tactics to delay and reject legitimate claims. This is completely unacceptable. 

I won my pothole claim with Edinburgh City Council within 4 weeks in 2017. The claims handlers settled my claim within 48 hours when I responded to their first fob-off. 

Always refer to a pothole claim as an incident or a collision – never an accident. An accident holds nobody liable, whereas an incident or collision does. 

It’s a minefield, which I cover with tried and tested advice in my book to help motorists get the compensation they deserve.

Which Moneyblogger(s) do you most admire and why?

Sara from Debt Camel for helping others with debt and Nikki from Female Money Doctor who has created a great brand and helps others with investment.

Agreed. There are so many great niche bloggers in the blogging community, and it’s great to be a part of it. Making a difference to people’s lives is what inspires many bloggers including me.

Where do you see yourself in 5 years’ time?

Running my own company and on a beach somewhere.

That’s the beauty of writing and blogging – it can be done anywhere. There will definitely be more of a trend towards that in the future, and it sounds like a plan – best of luck and I wish you every success with it.

Thank you once again Marie for sharing your story with me. I loved your answers and it’s great to see what you have achieved from your blog as well as the inspiration behind it.

I love your website and the theme throughout about living frugally in a capital city (it resonates well with me living in Edinburgh). There is plenty of good content there that people can connect with and frugal living is something we all need to implement.

Have a look at Broke Girl In The City and see for yourself.

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