CHRISTMAS GIFT CARD RIP-OFF – 13/12/2016
You may be thinking of buying a gift card for your loved ones to spend at their favourite stores this Christmas, but my advice would be to be very careful here.
Customers are being short-changed because some cards expire within just 6 months. Others carry hidden fees that quickly make them worthless. The Government is seeking a minimum 2 year expiry period and fairer terms and conditions, as cards often do not even carry use-by dates.
Gift cards are risky. If a firm goes bust, you lose your money and it can be incredibly difficult to find out when a gift card expires.
Shoppers can also be caught out by hidden fees, with a 90p charge applied each month after 18 months on ‘One 4 All’ cards, which can be used with more than 100 retailers including Debenhams, M & S, House of Fraser, Gap, H & M and Waterstones (no expiry date).
HOW LONG THEY LAST
Cineworld, Costa Coffee, French Connection, Habitat, Jojo Maman Bebe, Pandora, Sweaty Betty, Ted Baker, Ticketmaster, White Stuff
Body Shop, Fat Face, House of Fraser, Lakeland, M & S, Mothercare, Reiss, Superdrug
Ikea, iTunes, Selfridges, Starbucks
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