Welcome to my new guest series where I invite fellow bloggers to write about their blog, how they make money from it and share their top tips and success stories. I would like to give a warm welcome to Pete, from Household Money Saving, to tell me about his blog.
Please tell me about your blog and why you started to blog about money
I wanted to reach a wider audience. For years, I had been giving advice to friends, family and colleagues about ways to save money and I thought why not share what I know on the internet?
I also make a decent extra income through survey sites and website testing and I got a bit fed up with people giving positive reviews to rubbish sites, just because they pay referral fees. I wanted to give an honest opinion about money-making schemes.
What was your first ever blog post?
My first post was about how you could get broadband without line rental. Many of us don’t use our home phones anymore, so I thought it could save money. Unfortunately, the package wasn’t very good value.
I do wonder why we actually need to have a landline that we seldom use for broadband. Hopefully this is something that can be addressed at some point.
What is your favourite / most popular post?
My favourite post is about working as an extra. I specifically took up the work to write a blog post about it. It’s a lot of fun to do and can be quite a good earner.
Interesting blog! It was quite popular in the Isle of Man many years ago when the film industry was thriving. Waking Ned seemed to be the catalyst for it, if I remember right.
Have you ever had a parking ticket? Was it deserved?
Yes, and yes. Quite a few actually. I used to drive into university and you could only park for a limited time. Lectures would overrun and I would end up with tickets.
I also got one when I worked in Sainsbury’s. I popped in to ask something and managed to get a ticket in under 10 minutes! I’m sure that one could have been contested.
You could have asked for some leniency with the University and the operators under the circumstances. If you don’t ask, you don’t get.
As for the parking ticket with Sainsbury’s, you’re right – you could have got it cancelled. The Consumer Rights Act 2015 gives you a 10 minute grace period to read the Terms and Conditions and to allow for those who need extra time to pay for tickets and such like (disabled, infirm and elderly motorists).
Not many people know their consumer rights, particularly on parking tickets. This is why I wrote a pocket guide book for motorists to shine a spotlight on this and help motorists save money.
We are just seen as easy pickings and a soft touch.
What’s your biggest money failure?
Not having any savings until recently. When my wife became pregnant with our 3rd child, it was unexpected. She stopped working and I fell into debt because we had no kind of savings.
It’s something that can easily happen to anyone. Life has a habit of throwing curveballs and some things can throw you off-course.
What’s your biggest money success?
I used my student loan for a deposit on my house. It meant that I could buy at 25.
Well done! I saved up from the age of 12 for a deposit for property and had £10K by the age of 21 – quite an achievement nearly 30 years ago. I was able to put a deposit down on a property before the age of 30 in the Isle of Man and never looked back – that’s my best move and money success.
Do you ever complain to get redress and refunds if service or goods don’t come up to scratch?
I certainly do. I do my grocery shopping online with Tesco and they have a policy that you will never pay more for substitutions. I often find that they send fewer items at the same price. If I complain, they give them to me for free!
Very good! It pays to have a sharp eye when grocery shopping. Aldi in particular scan the items so fast that they will scan an item twice by mistake. Occasionally I have found pricing errors, for example, on a large lasagne priced as a small one that hasn’t scanned properly – I got a refund without any fuss.
Potholes and the state of the roads are the bane of our lives. Have you ever won a pothole claim? Do you know how easy it is?
Touch wood, I have never had an issue with a pothole. I’m not sure how easy it is to complain, although I’m guessing I would need to check the council’s website.
Potholes are the bane of every motorist’s life. Edinburgh’s roads are some of the worst in the UK and I resolved a pothole claim with Edinburgh City Council within 4 weeks.
I am currently dealing with a £1000 pothole claim in Dunfermline where a pothole broke a car axle. You have a 10% chance of resolving a claim with Fife Council and it can take up to 2 years apparently. Councils and claims handlers use various mitigating tactics to reject and delay legitimate claims, which is completely unacceptable.
This is something I specialise in with tried and tested advice in my book which works every time.
Which Moneyblogger(s) do you most admire and why?
Andy Webb. He does a lot for the community, runs his own blog and appears on TV!
It’s quite incredible what some of the bloggers have achieved. Andy does a lot for the blogging community and it’s a great thing to be a part of.
Where do you see yourself in 5 years’ time?
More stressed. I will have 3 teenagers in the house and it will drive me insane. I hope to be earning a bit more from my blog so I don’t have to work as many hours in my full-time job.
Life never gets any easier does it? Fingers crossed for you – it’s something we all aspire to with our blogs. There is so much you can do with a blog and so little time, but it can be done.
There is plenty of sound advice on your blog that everyone can take something from.
Thank you once again Pete for sharing your story with me. I found your answers interesting to read and it’s great to see what you have achieved from your blog as well as the inspiration behind it.
I love your website and there is plenty of good content there that people can take something from.
Have a look at Household Money Saving and see for yourself.