Welcome to my new guest series where I invite fellow bloggers to write about their blog, how they make money from it and share their top tips and success stories. I would like to give a warm welcome to Rhian, from Rhian Westbury, to tell me about her blog.
Please tell me about your blog and why you started to blog about money
I started my blog 6 years ago as a general lifestyle blog as I just enjoyed writing. It started off slow and then I got in to rhythm of it but being a general lifestyle blogger just seemed way too open for me. And the thing I was most passionate about was saving money, budgeting so about 18 months ago I changed my blogging niche to focus more on money.
What was your first ever blog post?
My first ever post was a book review on a My Chemical Romance book. Loved them then, love them now.
What is your favourite / most popular post?
My most popular post is a slimming world recipe for pulled jackfruit that I made quite a few years back. It does well on Google so brings in hundreds of views every month which is great.
My favourite posts are either my posts on how to budget when you’re employed or self-employed, or when I do tips and tricks to save money on going away like this one about saving money on a trip to New York.
I had to look that recipe up out of curiosity because I had never heard of it! I guess people are always looking for inspiration, particularly when they are on a diet.
The New York on a budget blog is really good. Saving money on a trip to New York resonates with me on a couple of points. I have been to New York a few times as I have family there and I live in Edinburgh, so I know how expensive cities can be.
Have you ever had a parking ticket? Was it deserved?
I’ve never had a parking ticket.
Same here, but it’s a scourge and you have a 1 in 4 chance of getting a parking ticket. Motorists are just seen as a soft touch and easy pickings.
What’s your biggest money failure?
My biggest money failure was paying off my student debts before the interest kicked in as I left university. The interest rates are low on student debts and I could have invested that money or used it for a bigger deposit on my first flat.
If we knew then what we know now. I think financial education in schools should be given more of a priority, especially nowadays in the advent of easy credit which is aimed at the younger generation.
What’s your biggest money success?
My biggest money success was getting on the property ladder as early as I could. I did it through shared ownership as it was the only thing I could afford on my own, but I did it aged 22. So, after living there for 6 years I made a good profit when I sold which helped with the deposit for the house, I’ve just bought with my fiancé.
Well done. It’s the biggest money success I have had as well. I didn’t get on the property ladder until the age of 29 in the Isle of Man, but it’s the best move I ever made. I bought and sold 3 times in the space of 14 years and walked away with over £130K, which enabled me to buy a lovely flat in Edinburgh virtually outright.
Do you ever complain to get redress and refunds if service or goods don’t come up to scratch?
Rarely as I generally don’t have really bad experiences. The main issues I tend to have are when we order food for takeaway and items are missing/ wrong/ cold and then I do always complain.
Fair enough – complaining when you clearly need to address issues faced with whatever you have bought is only right. It’s something I have written about as meals and takeaways fall within the Consumer Rights Act 2015 – the food has to be prepared with due skill and care.
Potholes and the state of the roads are the bane of our lives. Have you ever won a pothole claim? Do you know how easy it is?
I’ve never successfully made a pothole claim, although I have tried twice but both of them got rejected by the council.
That’s just typical of how Councils and claims management companies work. You are not playing with a straight bat when it comes to pothole claims. Claims handlers work in cahoots with Councils with the sole aim of rejecting legitimate claims and saving Councils money. They use tried and tested tactics and standard responses to do so. It’s completely unacceptable and an injustice that I feel passionately about.
Which Moneyblogger(s) do you most admire and why?
Emma Drew if the main person I admire as she’s got such a diverse portfolio of income and was able to employ her husband so neither of them are bound by constraints of an employer.
There is so much inspiration to be found from the blogging community, and financial independence is probably the aim of every blogger.
Where do you see yourself in 5 years’ time?
In 5 years’ time me and my fiancé will have gotten married, and I see us fully settled in my new home with two cats.
I love blogging and writing so I’ll still be doing it, and finding every way I can to save money.
Writing and blogging is addictive and can open up so many different opportunities. Best of luck – I hope it works out for you!
Thank you once again Rhian for sharing your story with me. I found your answers interesting to read and it’s great to see what you have achieved from your Rhian Westbury blog as well as the inspiration behind it.
I loved reading about exploring London. I was lucky enough to fly from Edinburgh one afternoon for a photoshoot and feature with the Daily Mail last year and loved what I saw, particularly around Kensington. Dishoom are literally next door to the Daily Mail’s offices on Derry Street!
Your website is great and there is plenty of good content there that people can take something from.
Have a look at Rhian Westbury and see for yourself.